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May 12, 2008  
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Worried About The Safety
of Your Money?
Deposits Are Safe at
a Community Bank
By Gary W. Gray
President & CEO, CRBNA
See About Us/Bank News
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CRBNA HOME EQUITY PREMIER
LINE OF CREDIT

Enjoy the features and benefits of both a variable rate line of credit with the option to lock in up to three fixed rate loans.
With great rates and no closing fees on the
line of credit, it's time to complete
your financial puzzle!

FIXED RATE OPTIONS

TERMRATEAPR*
0-60 Month4.99%7.495%
61-120 Month5.99%6.901%
121-180 Month6.29%6.939%

$5,000 Minimum - $199 Conversion Fee

*Annual Percentage Rate Offer Subject To Credit Approval and Subject to Change. The Home Equity Credit Line annual percentage rate may vary, is capped at 18% and will go no lower than 5% and is indexed to the Prime listed in The Wall Street Journal. Initial draw of $15,000 required to receive no closing cost of line of credit. Six months after you close, the rate will be Prime + 0% (currently 5.00% annual percentage rate.) Property held in the name of a trust may be subject to additional costs. Property insurance will be required. Prepayment penalty of $299 will be assessed if line closes within 3 years of opening date. Automatic payment deduction from a CRBNA deposit account required. A limit of two fixed rate loans advanced in any one year with a maximum of three loans available applies. $199 Fixed Rate Conversion Option Fee charged for each fixed rate loan established. This offer good from May 2, 2008 – July 31, 2008.
 
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