**The Home Equity Credit annual percentage rate may vary, is capped at 18% and no lower than 3.25%, and is indexed to the Prime listed in The Wall Street Journal. Six months after you close, the rate will be Prime + 0% (currently 3.25% APR). Property held in the name of a trust may be subject to additional costs. Property insurance will be required. Closing costs of $299 are waived during promotional period with $15,000 draw. Prepayment penalty of $299 will be assessed if line closes within 3 years of opening date.
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