Loan Rates

Loan Rates effective as of October 21, 2013 and are subject to change. The low rates listed are our best rates based upon approved credit. Actual interest offered may be higher depending on applicant's credit rating and other underwriting factors.


Let 2014 be the year you organize your finances with the
CRBNA 15 Year Home Equity Fixed Rate Loan. 

Apply here today
!

 

Product Rate Annual Percentage Rate (APR)
Fixed Rate Home Equity 4.49% 4.535%

*Annual Percentage Rate (APR) is based on a loan amount of $100,000 without Private Mortgage Insurance.  Offer subject to credit approval and subject to change.  Minimum loan amount of $25,000 required of newly financed funds (no CRBNA refinance) to receive rate and terms. Property held in the name of a trust may be subject to additional costs.  Property insurance will be required. Prepayment penalty of $299 will be assessed if loan closes within 3 years of opening date. Automatic payment deduction from a CRBNA deposit account required. 

CRBNA Premier Home Equity

Product Rate Annual PercentageRate (APR)
Home Equity Credit Line 2.99% (six months) After Prime + 0%** 2.990%
Fixed Rate 0-60 months* 3.49% 4.305%
Fixed Rate 61-120 months* 3.99% 4.422%
Fixed Rate 121-180 months* 4.49% 4.795%

*Annual Percentage Rate Offer Subject To Credit Approval and Subject to Change. The Home Equity Credit Line annual percentage rate may vary, is capped at 18% and will go no lower than 3.25% once the initial six month period has ended and is indexed to the Prime listed in The Wall Street Journal.   Six months after you close, the rate will be Prime + 0% (currently 3.25% annual percentage rate.)  Property held in the name of a trust may be subject to additional costs.  Property insurance will be required.  Prepayment penalty of $299 will be assessed if line closes within 3 years of opening date. Automatic payment deduction from a CRBNA deposit account required.  A limit of two fixed rate loans advanced in any one year with a maximum of three loans available applies.  $199 Fixed Rate Conversion Option Fee charged for each fixed rate loan established.  

Auto

Product Rate Annual Percentage Rate (APR)
New Up to 60 Months 4.99% 5.824%
Used Up to 48 Months 5.99% 6.829%

RVs

Product Rate Annual PercentageRate (APR)
New Up to 84 Months 7.99% 8.841%
Used Up to 84 Months 8.99% 9.848%

Motor Cycles/Ski

Product Rate Annual PercentageRate (APR)
New Up to 36 Months 8.99% 9.848%

Personal

Product Rate Annual PercentageRate (APR)
NH Up to 48 Months 14.99% 15.684%
VT $0 - $500 17.99% 30.900%
VT $500 & Up Up to 48 Months 15.99% 28.842%

Consumer Loan Closing Fee $127.75

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