Mortgage Rates


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Current as of April 19, 2014

Check out our mortgage calculators.

 

30 Year Fixed Rate Mortgage

Rate Points APR*
4.500 0 4.536
4.375 1 4.496

15 Year Fixed Rate Mortgage

Rate Points APR*
3.375 0 3.437
3.250 1 3.458

10 Year Fixed Rate Mortgage

Rate Points APR*
3.129 0 3.215

NHHFA - 30 Year Fixed Rate Mortgage

Rate Points APR*
4.250 0 5.258
4.750 0+ 3%Grant 5.808

VHFA - 30 Year-Move Fixed Rate Govt Mortgage

Rate Points APR*
4.250 0 4.282

VHFA - 30 Year-Move Fixed Rate Non Govt Mortgage

Rate Points APR*
4.750 .25 4.805

3/3 - 3 Year Adjustable Rate Mortgage

Rate Points APR*
3.250 0 4.155
2.990 1 4.179

5/5 - 5 Year Adjustable Rate Mortgage

Rate Points APR*
3.990 0 4.029
3.250 1 3.610

5/5 - 5 Year Adjustable Rate Mortgage - Seasonal Homes Only

Rate Points APR*
7.250 0 7.373

Construction Loans

Rate Points APR*
6.499 0 6.883
5.999 1/2 6.110
5.499 1 6.080

Land Loans-1 Year Adjustable Rate Mortgage

Rate Points APR*
7.990 0 6.262

Reverse Mortgages 

Options HECM Standard
Save money by paying lower up-front costs -
Borrow the most money that's available to you X
Stay in your home for only a few more years -
Stay in your home for the foreseeable future X
Purchase a home using a reverse mortgage X
Enjoy flexibility in how you access your money X

To read about Reverse Mortgages, click HERE.

Connecticut River Bank, N.A. offers a Home Equity Conversion Mortgage (HECM) reverse mortgage.  Our HECM Standard is a government-insured reverse mortgage.  A reverse mortgage is a loan that converts the borrower’s home equity into payments from a lender and, typically, does not require any mortgage repayments as long as the borrower continues to live in the home. HOWEVER, the borrower has to continue paying insurance and taxes on the home.  Consult your Social Security, Medicare, tax or other financial advisor to determine how Reverse Mortgage payments may affect your particular situation. You must also continue to occupy your home as your primary residence, keep it in good repair, with all taxes and insurance premiums up to date.  Connecticut River Bank, N.A. can help explain the facts so you can determine which reverse mortgage might be right for you.  All loans are subject to property approval.  Certain conditions, mortgage terms and fees apply.

 
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*APR BASED ON A PURCHASE PRICE OF $100,000 WITH 20% DOWN FINANCING $80,000 WITH NO PRIVATE MORTGAGE INSURANCE (PMI)

ABOVE RATES FOR OWNER OCCUPIED 1-4 FAMILY RESIDENTS ONLY

ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE

IN MOST CASES RATES CAN BE LOCKED AT TIME OF APPLICATION

RATE AND TERMS AVAILABLE FOR LOANS ABOVE FANNIE MAE MAXIMUMS

OTHER MORTGAGE PRODUCTS AVAILABLE INCLUDING NHHFA AND RURAL DEVELOPMENT

THE RATES ABOVE ARE JUST A SAMPLE OF WHAT IS AVAILABLE AT CRB

90 DAY LOCK IN AVAILABLE FOR FIXED 30 AND 15 YEAR CONVENTIONAL LOANS AND VA FIXED RATES WITH NO ADDITIONAL COSTS TO BUYER.

VHFA & NHHFA BASED ON PURCHASE PRICE OF $75,000., 30-YEAR TERM 95% LOAN TO VALUE (LTV), INCLUDING PMI

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